TechGuard — Powered by Pembroke Insurance

Insurance that moves as fast as your product does.

TechGuard by Pembroke is built for SaaS companies, IT consultants, software developers, and technology service providers — covering the unique liability and intellectual property risks that technology businesses face.

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24h

Quote Turnaround

A+

Carrier Rating

$5M

Tech E&O Limits

Instant

COI Issuance

Coverage

What TechGuard covers.

Purpose-built coverage for your industry's real exposures — not a generic policy with your name on it.

Technology E&O (Tech Professional Liability)

Covers claims that your software, platform, or tech service caused a client's financial loss — the core coverage for any technology company.

Cyber Liability & Privacy

Data breaches, ransomware, network outages, and regulatory investigations — tech companies carry enormous cyber exposure.

Directors & Officers (D&O)

Protects founders, board members, and officers against investor claims, regulatory actions, and employment-related lawsuits.

Employment Practices Liability

Tech companies face EPLI claims from competitors and employees alike. Covers discrimination, harassment, and wrongful termination.

Commercial General Liability

Bodily injury, property damage, and personal/advertising injury — required for offices, client sites, and trade show presence.

Umbrella / Excess Liability

Enterprise contracts increasingly require $5–10M in total coverage. We build the liability tower to meet any contract requirement.

Who It's For

Built for businesses like yours.

TechGuard is the right fit if your business falls into any of the following categories.

SaaS and software companies

IT consulting and managed services providers

App developers and digital agencies

Data analytics and AI companies

Cybersecurity consultants and MSPs

Hardware and IoT product companies

Technology staffing firms

Real Risk. Real Examples.

Situations your policy needs to handle.

"Your software platform goes down and a client claims they lost revenue as a result."

Technology E&O covers financial losses clients attribute to your product or service failures — standard GL won't respond to these claims.

"An enterprise client's MSA requires $5M in tech E&O and cyber coverage before contract execution."

TechGuard is structured to meet enterprise vendor insurance requirements quickly. We've seen deals delayed — and lost — over insurance that couldn't scale fast enough.

"A data breach exposes your client's customer records."

Third-party cyber liability covers claims from your clients' customers when their data is exposed through your platform — a critical coverage gap in standard business policies.

The Pembroke Difference

Why TechGuard by Pembroke.

Tech-Forward Application

Our TechGuard application is online, fast, and asks the questions that actually matter to tech underwriters — no 20-page paper submissions.

Vendor Contract Review Support

When a client's MSA requires specific coverage terms, our advisors help you decode the requirements and confirm compliance fast.

Investor-Ready Insurance

VCs and accelerators increasingly check insurance during due diligence. TechGuard provides the coverage stack that sophisticated investors expect.

More Programs

Explore other Pembroke programs.

Ready to get your TechGuard quote?

Our specialists know your industry. Let's build the right program for your business — fast.

Get a Quote (760) 487-8268