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Plumbing wrenches and pipe tools
PlumberPro — Powered by Pembroke Insurance

Protect your business from the first leak to the last call.

PlumberPro by Pembroke is designed specifically for licensed plumbing contractors — covering the unique liability exposure of water-related damage, completed operations risk, and everything your crews need to work confidently.

24h
Quote Turnaround
A+
Carrier Rating
$2M
GL Limits
Instant
COI Issuance
Coverage

What PlumberPro covers.

Purpose-built coverage for your industry's real exposures — not a generic policy with your name on it.

General Liability (Plumber-Specific)

Covers water damage, property damage, and bodily injury arising from your plumbing work — including completed operations.

Workers Compensation

Essential coverage for every plumber on your crew — covers injuries, hospital bills, and lost wages.

Tools & Equipment Coverage

Covers wrenches, pipe threaders, leak detection equipment, and specialized plumbing machinery against loss or theft.

Commercial Auto

Service vans, pickup trucks, and trailers — including hired and non-owned auto if your crew uses personal vehicles.

Completed Operations Coverage

A burst pipe from a job completed six months ago can still trigger a major claim. We keep you protected long after the work is done.

Umbrella / Excess Liability

Large commercial plumbing contracts often require higher limits. We build the tower to meet contract requirements.

Who It's For

Built for businesses like yours.

PlumberPro is the right fit if your business falls into any of the following categories.

Licensed plumbing contractors (residential)
Commercial plumbing companies
Plumbing-HVAC combination trades
Drain cleaning and sewer companies
New construction plumbing subs
Remodel and service & repair plumbers
Sprinkler and fire suppression contractors
Real Risk. Real Examples.

Situations your policy needs to handle.

"A pipe you installed fails two months later and floods a client's finished basement."
Completed operations coverage protects you long after the job is done. Property damage claims from faulty installation are one of the most frequent exposures in plumbing.
"An employee is injured on a job site and can't work for six weeks."
Workers comp covers medical bills and lost wages — but the right policy also covers you against a lawsuit if the employee claims the injury was your fault.
"A homeowner claims you damaged their tile while accessing a pipe under the floor."
Property in your care, custody, or control requires specific coverage. Standard GL policies often exclude damage to property you're working on directly.
The Pembroke Difference

Why PlumberPro by Pembroke.

Water Damage Claim Expertise

We know plumbing claims — burst pipes, flood damage, faulty installation — and we work with carriers who understand how to price and defend them.

Instant COIs for Any Job

Pull a permit, start a job, or submit a bid — and issue your certificate of insurance instantly from your phone or laptop.

Flexible Payment Options

We work with carriers that offer monthly installments so coverage doesn't strain your cash flow between big jobs.

Ready to get your PlumberPro quote?

Our specialists know your industry. Let's build the right program for your business — fast.