Coverage as reliable as the care you provide.
SeniorGuard by Pembroke protects assisted living communities, memory care facilities, skilled nursing operators, and adult day programs — with coverage built around the complex liability environment of senior care.
What SeniorGuard covers.
Purpose-built coverage for your industry's real exposures — not a generic policy with your name on it.
Professional Liability (Long-Term Care)
Covers claims of negligent care, elopement, falls, and resident harm — the central risk in any senior care operation.
Abuse & Neglect Liability
Specific coverage for allegations of physical, emotional, or financial abuse — increasingly demanded by regulators and families.
Commercial Property
Protects your facility building, contents, and specialized equipment — including coverage for resident personal property.
Workers Compensation
High-injury-rate environments require strong WC coverage — we work with carriers experienced in senior care risk.
Commercial Auto / Transportation
Resident transportation, facility vehicles, and employee use coverage tailored to your fleet.
Cyber Liability & HIPAA Defense
Resident health records are a high-value target. Covers breach response, OCR investigations, and notification costs.
Built for businesses like yours.
SeniorGuard is the right fit if your business falls into any of the following categories.
Situations your policy needs to handle.
Why SeniorGuard by Pembroke.
Long-Term Care Expertise
We understand the state licensing requirements, survey history considerations, and abuse/neglect exposure that general brokers overlook.
Multi-Location Programs
Managing more than one facility? We build portfolio policies with consistent coverage and simplified administration.
Renewal-Ready Support
Our team monitors your policy year-round so renewals are never a surprise — including proactive re-marketing when it makes sense.
Explore other Pembroke programs.
What our clients say.
"Pembroke shopped our Workers Compensation across multiple carriers and brought all the options back in a format that was actually easy to understand — side by side, plain English, no surprises. We ended up saving significantly on our annual premium with better coverage. They understood our class code and never made me feel like I needed a law degree to follow along."
"We've been in the assisted living space for over a decade and have worked with several brokers. Pembroke is the first one that felt like a genuine partner rather than just a vendor. They reach out proactively, flag market changes, and come back with options at renewal rather than waiting for us to chase them."
"Switching carriers felt overwhelming but Pembroke made it completely seamless. They handled the entire transition — application, notifications, everything. I just had to pick a payment plan. That's exactly what a broker should be doing for you."
Ready to get your SeniorGuard quote?
Our specialists know your industry. Let's build the right program for your business — fast.