We are Pembroke Insurance.
A licensed California insurance broker specializing in commercial programs built for the industries other brokers don't fully understand.
Who We Are
Pembroke Insurance is a licensed California commercial insurance brokerage. We are not a carrier — we work on your behalf to find, place, and manage the right coverage from the country's top A-rated insurance carriers. Our focus is on businesses that have specialized risk profiles that generic brokers routinely underserve.
Our Approach
We build purpose-specific programs — Vesta Risk, BuildPro, AquaPro, PlumberPro, VIFO, and others — each structured around the actual risk profile of one industry. This means the coverage fits, the pricing reflects reality, and the advisors you speak with actually understand your trade.
Technology & Human Expertise
We believe insurance can be faster, simpler, and smarter. We invest in digital tools — instant estimates, online COI issuance, a client portal — without replacing the advisors who answer your calls and know your business by name.
Ready to get specialized coverage?
Tell us about your business and we'll match you with the right program.